Edge Home Finance, Inc now offers the Florida Hometown Heroes Program* in addition to the best rates and lowest costs for Conventional Fixed and Adjustable Rate Mortgages, Jumbo Loan Programs, FHA, VA, USDA, and Construction Loans. We also offer an assortment of medical professional loan products for doctors.
Your Edge Home Finance Professional, Carl Hendrix, has been a solid resource for Orlando Health Employees for over 9 years. Carl has 28 years of experience in the industry and has helped hundreds of medical and hospital employees purchase or refinance their homes over the years. ‘I really appreciate what Orlando Health does for the community and I take very seriously the role I play in helping the Orlando Health team with the largest financial transactions of their lives.’
Team Member Discount: Orlando Health team members can take advantage of exceptional rates, no lender fees, and a credit of up to $1400 for appraisal and processing fees for most programs**.
Edge Home Finance, Inc is an Equal Housing Lender. NMLS# 891464
*Florida’s Hometown Heroes Program is for eligible frontline community workers such as law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans.
• Eligible frontline workers can receive lower than market rates on an FHA, VA, RD, Fannie Mae or Freddie Mac first mortgage, reduced upfront fees, no origination points or discount points and down payment and closing cost assistance.
• Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $25,000) in down payment and closing cost assistance.
• Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence. The Florida Hometown Heroes loan is not forgivable.
**Lender Credit of $1400 does not apply to the Florida Hometown Heroes Program. Standard lender fees on most loans with Edge Home Finance is $0. Standard Processing Fees on most files is $850 through third party processing. Your qualified loan must close through Carl Hendrix and Edge Home Finance Inc for stated credits to be applied against costs at time of closing. In some instances, lender fees may be required on certain brokered loans and down payment assistance programs. Third party fees which can include, but are not limited to, taxes, flood certifications, additional appraisal fees, title fees, credit report fees, tax cert fees, etc. may still apply. For additional information on what fees may still be required, please contact Carl Hendrix for additional details. Programs are subject to change without notice. Conditions and restrictions apply. Verification of information, your credit history and other factors as determined by lender. Not available in all states. Not all applicants will qualify. Lender credits may be reduced for loan amounts below $200,000.
Carl Hendrix NMLS# 317202